If you are unable to pay your mortgage due to financial difficulties, you might be considering a short sale to prevent foreclosure. Here is a sample template you can use to write a hardship letter for a short sale.
[Recipients Name]
[Address line]
[State, ZIP Code]
[Subject: Hardship Letter] -Optional-
Dear [Recipients Name],
I am writing this letter because I would like to be approved for a short sale. I have been experiencing financial difficulties in the past few months, leading me to fall behind in my mortgage payments.
The event happened on [date] when [give more details about the event that led into this]. I have always known the importance of paying my mortgage, but the recent events have taken control out of my hands.
To avoid foreclosure, as mentioned above, I would have to request a short sale. I will be waiting for your reply patiently, and I will be happy to discuss this in more detail.
Sincerely,
[Senders Name]
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